sje.gujarat.gov.in/gskvn Mahila Samridhi Yojana (MSY) Gujarat and Other Safai Karmchari Yojana.
(1) Mahila Samridhi Yojana (MSY) Gujarat
Elgibility
- Women Safai Karamcharis/ Scavengers and their dependant daughters Purpose
- For small and petty trade/business and sundry income generating activities. Quantum of loan Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
- Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from any other available sources of funds.
Promoters’ contribution
Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest- From NSKFDC to CAs : 1% p.a.
- From CAs to beneficiaries : 4% p.a.
Repayment period- Upto 3 years after implementation period of 3 months and a moratorium of 6 months.
(2) Micro Credit Finance (MCF)
Elgibility
- Safai Karamcharis, Scavengers and their dependants.
- Purpose For small and petty trade/business and sundry income generatin activities.
Quantum of loan◆Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.◆For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000per beneficiary)◆Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.
Promoters’ contributionPromoter’s contribution is not insisted upon from the beneficiaries
Rate of interest- From NSKFDC to CAs : 2% p.a.
- From CAs to beneficiaries : 5% p.a.
Repayment period- Upto 3 years after implementation period of 3 months and a moratorium of 6 months.
(3) MAHILA ADHIKARITA YOJANA (MAY)
Elgibility- Women Safai Karamcharis/ Scavengers and their dependant daughters
- Purpose For small and petty trade/business and sundry income generating activities.
Quantum of loan◆Upto 90% of the unit cost with a maximum of Rs.75000.◆Balance 10% is to be provided by the Channelizing Agencies(CAs) in the form of loan, subsidy and from all other available
sources of funds.◆Promoters’ contributionPromoter’s contribution is not insisted upon from the beneficiaries
Rate of interest- From NSKFDC to CAs : 2% p.a.
- From CAs to beneficiaries : 5% p.a.
Repayment period- Upto 5 years after implementation period of 3 months and a moratorium of 6 months.
- Women Safai Karamcharis/ Scavengers and their dependant daughters Purpose
- For small and petty trade/business and sundry income generating activities. Quantum of loan Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
- Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from any other available sources of funds.
- From NSKFDC to CAs : 1% p.a.
- From CAs to beneficiaries : 4% p.a.
- Upto 3 years after implementation period of 3 months and a moratorium of 6 months.
- Safai Karamcharis, Scavengers and their dependants.
- Purpose For small and petty trade/business and sundry income generatin activities.
- From NSKFDC to CAs : 2% p.a.
- From CAs to beneficiaries : 5% p.a.
- Upto 3 years after implementation period of 3 months and a moratorium of 6 months.
- Women Safai Karamcharis/ Scavengers and their dependant daughters
- Purpose For small and petty trade/business and sundry income generating activities.
- From NSKFDC to CAs : 2% p.a.
- From CAs to beneficiaries : 5% p.a.
- Upto 5 years after implementation period of 3 months and a moratorium of 6 months.
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