Top 6 Scheme for Get Superb benefit of interest
Top 6 Scheme for Get Superb benefit of interest
Recently, several banks, including SBI, HDFC and Bank of Baroda, have reduced interest rates on fixed deposits. In this case, if you are thinking of investing in a place where you can get high interest and your money is safe, you can invest in post office savings schemes. Here you are informed about 8 such schemes of post office in which by investing you will get more interest than bank FD.
Sukanya Samrudhi Yojana
Under this, an account can be opened at the age of 10 after the birth of a child. You can open this account for just Rs.250. It pays interest at the rate of 7.6% per annum, which is much higher than the fixed deposit. A maximum of Rs 1.5 lakh can be deposited under Sukanya Samrudhi Yojana in the current financial year. Investing in this scheme can also avail tax exemption under 80C. This account can be opened at any post office or authorized branch of the bank.
Senior Citizen Savings Scheme
The scheme is offering interest at the rate of 7.4% per annum. If the amount of interest is more than Rs. 10,000 per annum, TDS is deducted at source. Investments under this scheme are tax deductible under Section 80C of the Income Tax Act, 1961. This account can be opened after the age of 60 years or more. Also, a person taking VRS who is over 55 years of age but under 60 years of age can also open this account. Money can be invested for up to 5 years under this scheme. The scheme can be extended for 3 years after maturity. Under this scheme you can invest up to a maximum of Rs 15 lakh.
અહીંથી વાંચો સંપુર્ણ ગુજરાતી રીપોર્ટ
Recently, several banks, including SBI, HDFC and Bank of Baroda, have reduced interest rates on fixed deposits. In this case, if you are thinking of investing in a place where you can get high interest and your money is safe, you can invest in post office savings schemes. Here you are informed about 8 such schemes of post office in which by investing you will get more interest than bank FD.
Sukanya Samrudhi Yojana
Under this, an account can be opened at the age of 10 after the birth of a child. You can open this account for just Rs.250. It pays interest at the rate of 7.6% per annum, which is much higher than the fixed deposit. A maximum of Rs 1.5 lakh can be deposited under Sukanya Samrudhi Yojana in the current financial year. Investing in this scheme can also avail tax exemption under 80C. This account can be opened at any post office or authorized branch of the bank.
Senior Citizen Savings Scheme
The scheme is offering interest at the rate of 7.4% per annum. If the amount of interest is more than Rs. 10,000 per annum, TDS is deducted at source. Investments under this scheme are tax deductible under Section 80C of the Income Tax Act, 1961. This account can be opened after the age of 60 years or more. Also, a person taking VRS who is over 55 years of age but under 60 years of age can also open this account. Money can be invested for up to 5 years under this scheme. The scheme can be extended for 3 years after maturity. Under this scheme you can invest up to a maximum of Rs 15 lakh.
અહીંથી વાંચો સંપુર્ણ ગુજરાતી રીપોર્ટ
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